Available Services

"The Credit Union offer a range of services to our members"

Services

		Shares Regular saving will build up a tidy lump sum quicker than you think
		Loans It may be in your interest to take out a loan, rather than withdraw from your savings
		Budget Account For managing your monthly budget and paying your bills automatically
		MABS For advice about managing your budget or coping with debt
		Foreign Exchange For competitive rates on foreign currencies for travellers
		Savings Stamps An extra way to encourage saving for a rainy day

Insurance Products

		Loan Protection Insurance For repayment of your loan in the event of your death
		Life Savings Insurance Where your regular saving can provide for your life insurance
		Repayment Protection Insurance For protecting your loan repayments in the event you are unable to work
		Death Benefit Insurance Help ease the burden on your family and allay the costs of a funeral
		Health Insurance Group Scheme Look after your health insurance and you will be looking after your health

SSIA Fact Sheet SSIA can no longer be opened, but you can review the relevant details here

Have you completed a Nomination Form?

As a Credit Union member, you are entitled to nominate a person to be the beneficiary of your Credit Union savings following your death.

Under the Rules, the person or persons nominated will be entitled to up to €23000 including any insurance due on the account.  Any balance remaining will be processed through the estate.

A Form of Nomination in the Credit Union supersedes any will that the member may have.  This means that the members should check their nomination in the Credit Union regularly to ensure that the person nominated is still in line with their wishes.

The marraige of a member revokes a nomination made prior to the members marraige.  The spouse is then deemed to be the nominee unless the member specifies ootherwise subsequent to his/her marraige.

  On joining the credit union, the member makes a written statement nominating a person or group of people to become entitled to any property in the Credit Union e.g. savings, loans or insurances, at the time of his/her death. The member can change the person nominated in writing at any time during the member’s lifetime. The nominated person will be contacted by the credit union on the death of the member.