Apply For Membership

"By holding as little as seven euro in your account you will be a member for life"

Opening An Account?

To become a member of St Michael’s Credit Union, you must be living or working within our Common Bond area. Two forms of Identification are required to join and to comply with the Criminal Justice Act 1984. One form of ID from each of the sections below is required.

Evidence of Identification:

• Current Valid Passport
• Current Full Drivers Licence
• Copy of PPS Number

Evidence of Address: (should be no more than 3 months old)

• Original of recent household bill e.g. ESB, Phone, Gas etc…
• Bank or Building Society statement

If you have difficulty in acquiring any of the above please contact the office directly.

Benefits of Membership

1. Control over your own finances
2. No fees, no charges, no account maintenance costs
3. Loan Protection Insurance and Life Savings Insurance at no extra cost to eligible members
4. Access to savings on demand (provided they are not held as security against a loan)
5. Provision of a personal service by professional experienced staff
6. Open 6 days a week
7. Attractive return on your savings by means of an Annual Dividend
8. Loan availability at competitive rates of interest
9. Repayment Protection Insurance available for peace of mind at a low cost
10. The knowledge that your savings are being used in your community for the benefit of all members